Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Can a debt collector contact me about a debt that I’ve already paid?
Can a debt collector charge a fee for collection of a debt?
Can a debt collector repossess my property for unpaid debt?
Can a debt collector contact me about a debt that my partner owes?
Can a debt collector ever contact me more than once a week?
Can a debt collector contact me at any time of day?
Can a debt collector charge more than the amount of the original debt?
What should I do if I’m being harassed or threatened by a debt collector?
Are there any exemptions from the Fair Debt Collection Practices Act?
Is it possible to negotiate with a debt collector?

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Debt Collection Law - How to Negotiate and Settle Debts - August 21, 2023
Debt Collection Law - How to Stop Creditor Harassment for Good - August 28, 2023