Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

What types of debt are covered by the Fair Debt Collection Practices Act?
Can a debt collector ever take money out of my bank account without my permission?
Are there any laws that protect me from debt collectors?
Does the Fair Debt Collection Practices Act apply to all types of debt?
What can I do if a debt collector refuses to provide me with proof of a debt?
Is it possible to negotiate with a debt collector?
Can a debt collector contact me if I’m on military deployment?
Is it illegal for a debt collector to call me repeatedly?
Can a debt collector sue me if I don’t pay my debt?
What should I do if I’m being hounded by a debt collector?

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