Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Can a debt collector contact me if I’ve moved to a different state?
Is there any way to stop a debt collector from contacting me?
What rights does the Fair Debt Collection Practices Act give me?
Can a debt collector threaten to sue me if I don’t pay my debt?
Can a debt collector contact me about a debt that is not mine?
Can a debt collector contact me outside of normal business hours?
Can a debt collector contact me if I’ve filed for bankruptcy?
Can a debt collector contact me by phone or in person?
Does the Fair Debt Collection Practices Act apply to all types of debt?
Is it possible to negotiate with a debt collector?

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Debt Collection Law - How to Negotiate and Settle Debts - August 21, 2023
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