Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Can a debt collector charge more than the amount of the original debt?
Can a debt collector threaten to sue me if I don’t pay my debt?
What rights does the Fair Debt Collection Practices Act give me?
What happens if I dispute a debt with the credit bureau?
Is there a statute of limitations on debt collection?
Can a debt collector ever garnish my wages?
Can a debt collector contact me about a debt that is not mine?
Can a debt collector demand payment or threaten arrest?
Can a debt collector list my debt on my credit report?
What can I do if a debt collector refuses to provide me with proof of a debt?

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