Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Can a debt collector ever sue me?
Can a debt collector threaten to sue me if I don’t pay my debt?
Must a debt collector give me written notice before attempting to collect a debt?
Can a debt collector collect a debt from someone else who is related to me?
Is it possible to negotiate with a debt collector?
Can a debt collector contact me outside of normal business hours?
Can a debt collector ever report negative information to credit bureaus?
What happens if I make a payment to the wrong debt collector?
Can a debt collector ever garnish my wages?
What should I do if I’m being hounded by a debt collector?

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