Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Who do I contact if I believe a debt collector has violated the law?
What rights does the Fair Debt Collection Practices Act give me?
Is it possible to negotiate with a debt collector?
Can a debt collector contact me if I’m on unemployment?
Can a debt collector ever report negative information to credit bureaus?
Can a debt collector contact me if I’m on a debt repayment plan?
Can a debt collector contact me by phone or in person?
Can a debt collector contact me at work?
What can I do if a debt collector refuses to provide me with proof that I owe a debt?
Can a debt collector contact me about a debt that my partner owes?

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