Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Can a debt collector tell me to pay more than I owe on a debt?
Can a debt collector contact me if I’m on Social Security Disability?
Does the Fair Debt Collection Practices Act apply to all types of debt?
Can a debt collector demand payment or threaten arrest?
What should I do if a debt collector has sued me?
Can a debt collector contact me on weekends or holidays?
Can a debt collector list my debt on my credit report?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector obtain information about my employment?
What should I do if I am being harassed by a debt collector?

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