Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Is there a limit on how often a debt collector can contact me?
Is there any way to stop a debt collector from contacting me?
Can a debt collector contact me after I’ve sent them a cease and desist letter?
Can a debt collector contact me if I’ve moved to a different state?
Can I stop a debt collector from contacting me?
What should I do if I’m being harassed or threatened by a debt collector?
What is the Fair Debt Collection Practices Act?
Can a debt collector list my debt on my credit report?
Can a debt collector ever contact me more than once a week?
Is it illegal for a debt collector to call me repeatedly?

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