Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Is there a statute of limitations on debt collection?
Can a debt collector contact me on weekends or holidays?
Does the Fair Debt Collection Practices Act apply to all types of debt?
What should I do if a debt collector has sued me?
Can a debt collector contact me if I have an attorney representing me?
What can I do if a debt collector refuses to provide me with proof of a debt?
What happens if I make a payment to the wrong debt collector?
Can a debt collector contact me at any time of day?
Can a debt collector contact me at my place of work if I’ve asked them not to?
Can a debt collector contact me if I’m on a debt repayment plan?

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