Is it legal for a debt collector to claim they are going to take legal action against me?

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Can a debt collector repossess my property for unpaid debt?
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What rights does the Fair Debt Collection Practices Act give me?
Is there a statute of limitations on debt collection?
Can a debt collector contact me if I’m on unemployment?
Can a debt collector contact me if I’m a victim of identity theft?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector contact me about a debt that is not mine?
Are there any laws that protect me from debt collectors?
Can a debt collector charge more than the amount of the original debt?

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