Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector collect a debt from someone else who is related to me?
Can a debt collector contact me if I’ve made a payment arrangement?
Can a debt collector contact me if I have an attorney representing me?
Is it illegal for a debt collector to harass me?
Can a debt collector garnish my wages without a court order?
Can a debt collector sue me in a different state?
Can a debt collector contact me if I’m on unemployment?
Can a debt collector ever contact me more than once a week?
Can I stop a debt collector from calling me on my cell phone?

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