Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

What should I do if I’m being harassed or threatened by a debt collector?
Can a debt collector contact me on weekends or holidays?
Can a debt collector sue me if I don’t pay my debt?
Can a debt collector ever contact my friends, family, or employer?
Can a debt collector contact me if I have an attorney representing me?
Are there any laws that protect me from debt collectors?
What should I do if a debt collector has sued me?
What can I do if a debt collector is trying to collect a debt that isn’t mine?
Can a debt collector attempt to collect a debt that’s past the statute of limitations?
Can a debt collector refuse to work with me to create a payment plan?

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