Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

What can I do if a debt collector refuses to provide me with proof of a debt?
What should I do if I’m being hounded by a debt collector?
When does the Fair Debt Collection Practices Act apply?
Can a debt collector ever put a lien on my property?
Are there any exemptions from the Fair Debt Collection Practices Act?
Can a debt collector turn a debt over to an attorney for collection?
What rights do I have when dealing with debt collectors?
Can I stop a debt collector from calling me on my cell phone?
How long can a debt collector attempt to collect a debt?
What happens if I make a payment to the wrong debt collector?

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