Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Can a debt collector call my references?
Can a debt collector contact me after I’ve sent them a cease and desist letter?
Can a debt collector contact me if I’m on military deployment?
Can a debt collector threaten to sue me if I don’t pay my debt?
What happens if I don’t respond to a debt collector’s request for payment?
Can a debt collector sue me in a different state?
Can a debt collector add interest or additional charges to my debt?
Can a debt collector contact me if I have a court order protecting me?
Can a debt collector sue me if I don’t pay my debt?
What should I do if I’m being harassed or threatened by a debt collector?

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