Can a debt collector contact me if I have a court order protecting me?

Yes, a debt collector in North Carolina can contact you if you have a court order protecting you. However, they must adhere to certain rules and regulations set forth by the Fair Debt Collection Practices Act. Under the Act, a debt collector is prohibited from engaging in any type of communication with you that is false, deceptive, or misleading. This means they cannot misrepresent your legal rights or the amount of your debt. Additionally, a debt collector cannot threaten to take any action that is not legal or that they do not plan to take. Also, if you have a court order protecting you from debt collection, the debt collector may only contact you in order to tell you that they are aware of the court order and will not be taking any further action against you. They are also prohibited from using any unfair or unconscionable means to collect your debt. For example, they cannot directly or indirectly threaten you with physical harm or the repossession of your property without first obtaining a court order. It is important to note that if a debt collector violates any of these regulations, you may be able to take legal action against them in order to get your money back or to stop them from continuing their harassing activities. Therefore, it is important to understand your rights as a consumer in order to protect yourself from possible debt collection violation.

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Can a debt collector contact me if I have a court order protecting me?

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