If a debt collector contacts me, am I required to pay the debt?

Related FAQs

Does the Fair Debt Collection Practices Act apply to all types of debt?
Can a debt collector contact me about a debt that I’ve already paid?
Is it illegal for a debt collector to harass me?
Can a debt collector demand payment or threaten arrest?
What should I do if I’m being hounded by a debt collector?
What rights do I have when dealing with debt collectors?
Can a debt collector contact me if I’m on a debt repayment plan?
Can a debt collector threaten to sue me if I don’t pay my debt?
Can a debt collector ever take money out of my bank account without my permission?
Can a debt collector threaten to take legal action against me if I don’t pay?

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Debt Collection Law - An Overview of the Federal Fair Debt Collection Practices Act - July 31, 2023
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Debt Collection Law - How to Negotiate and Settle Debts - August 21, 2023
Debt Collection Law - How to Stop Creditor Harassment for Good - August 28, 2023