If a debt collector contacts me, am I required to pay the debt?

Related FAQs

Can a debt collector contact me at any time of day?
Can a debt collector ever contact me via email or text message?
Can a debt collector contact me at work?
What is the Fair Debt Collection Practices Act enforcement process?
Can a debt collector contact me if I’m a victim of identity theft?
Is it legal for a debt collector to claim they are going to take legal action against me?
Can a debt collector contact me if I’m on a debt repayment plan?
Can a debt collector ever increase the amount of a debt?
When is a debt collector allowed to contact me in person?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?

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