If a debt collector contacts me, am I required to pay the debt?

Related FAQs

Who do I contact if I believe a debt collector has violated the law?
What should I do if I’m being hounded by a debt collector?
Can a debt collector ever take money out of my bank account without my permission?
Can a debt collector contact me about a debt that is not mine?
Can a debt collector contact me if I’m a student?
What is the Fair Debt Collection Practices Act?
Can a debt collector contact me after I’ve written them a letter asking them to stop?
Is there a limit on how often a debt collector can contact me?
Can a debt collector tell me to pay more than I owe on a debt?
Can a debt collector contact me if I’m on unemployment?

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Debt Collection Law - How to Negotiate and Settle Debts - August 21, 2023
Debt Collection Law - How to Stop Creditor Harassment for Good - August 28, 2023