If a debt collector contacts me, am I required to pay the debt?

Related FAQs

Can a debt collector contact me at any time of day?
Is it possible to negotiate with a debt collector?
What happens if I don’t respond to a debt collector’s request for payment?
Can a debt collector tell me to pay more than I owe on a debt?
When is a debt collector allowed to contact me in person?
Can a debt collector contact me if I’m on Social Security Disability?
Who do I contact if I believe a debt collector has violated the law?
Can a debt collector threaten to garnish my wages?
Can a debt collector obtain information about my employment?
What rights do I have when dealing with debt collectors?

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