If a debt collector contacts me, am I required to pay the debt?

Related FAQs

Is it illegal for a debt collector to harass me?
What can I do if a debt collector refuses to provide me with proof of a debt?
What happens if I dispute a debt with the debt collector?
Can a debt collector add interest or additional charges to my debt?
Can a debt collector contact me outside of normal business hours?
Can a debt collector ever report negative information to credit bureaus?
What rights do I have when dealing with debt collectors?
Can a debt collector refuse to work with me to create a payment plan?
Can a debt collector contact me if I’ve filed for bankruptcy?
Can a debt collector contact other people if I don’t pay my debt?

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