Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

What is the Fair Debt Collection Practices Act enforcement process?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
What happens if I dispute a debt with the credit bureau?
Who do I contact if I believe a debt collector has violated the law?
Can a debt collector threaten to take legal action against me if I don’t pay?
Can a debt collector contact me if I’ve filed for bankruptcy?
Is it legal for a debt collector to claim they are going to take legal action against me?
What happens if I can’t pay a debt collector?
Can a debt collector contact me after I’ve sent them a cease and desist letter?
What methods can a debt collector use to collect a debt?

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