Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

Can a debt collector list my debt on my credit report?
What should I do if I’m being harassed or threatened by a debt collector?
Can a debt collector ever sue me?
Does the Fair Debt Collection Practices Act apply to all types of debt?
Can a debt collector contact me if I’m a student?
Can a debt collector turn a debt over to an attorney for collection?
Are there any exemptions from the Fair Debt Collection Practices Act?
What happens if I dispute a debt with the debt collector?
What happens if I make a payment to the wrong debt collector?
What happens if I don’t respond to a debt collector’s request for payment?

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