Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

What happens if I can’t pay a debt collector?
What should I do if I’m being harassed or threatened by a debt collector?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector charge a fee for collection of a debt?
Can a debt collector repossess my property for unpaid debt?
Can a debt collector contact me on my cell phone?
What types of debt are covered by the Fair Debt Collection Practices Act?
Can a debt collector contact me about a debt that my partner owes?
Is it possible to negotiate with a debt collector?
Can a debt collector contact me if I’ve made a payment arrangement?

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