Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

Can a debt collector tell me to pay more than I owe on a debt?
What rights do I have when dealing with debt collectors?
Can a debt collector threaten to take legal action against me for a debt?
Can a debt collector contact me if I’ve declared bankruptcy?
Can a debt collector charge a fee for collection of a debt?
How long can a debt collector attempt to collect a debt?
Can a debt collector list my debt on my credit report?
Can a debt collector garnish my wages without a court order?
What information can a debt collector give to credit bureaus?
Are there any laws that protect me from debt collectors?

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