Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

What should I do if a debt collector has sued me?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector sue me if I don’t pay my debt?
Can a debt collector contact me after I’ve sent them a cease and desist letter?
Is it illegal for a debt collector to call me repeatedly?
Can a debt collector threaten to take legal action against me if I don’t pay?
Can a debt collector contact me if I’ve made a payment arrangement?
Can a debt collector call my references?
Can a debt collector tell me to pay more than I owe on a debt?
Can a debt collector contact me about a debt that is not mine?

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