Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

Can a debt collector contact me if I’m on Social Security Disability?
What happens if I make a payment to the wrong debt collector?
What happens if I don’t respond to a debt collector’s request for payment?
Can a debt collector contact me if I’m a student?
Can a debt collector contact me after I’ve written them a letter asking them to stop?
Who do I contact if I believe a debt collector has violated the law?
Can a debt collector ever sue me?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector contact me if I’ve offered to settle a debt?
Can a debt collector garnish my wages without a court order?

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