Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

Is it legal for a debt collector to claim they are going to take legal action against me?
What can I do if a debt collector refuses to provide me with proof of a debt?
Can a debt collector sue me in a different state?
Can a debt collector charge more than the amount of the original debt?
Is there a limit on how often a debt collector can contact me?
Can a debt collector threaten to take legal action against me for a debt?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
If a debt collector contacts me, am I required to pay the debt?
Can a debt collector contact me if I have an attorney representing me?
Can a debt collector ever take money out of my bank account without my permission?

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