Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

When does the Fair Debt Collection Practices Act apply?
What happens if I dispute a debt with the credit bureau?
Is there a limit on how often a debt collector can contact me?
What rights do I have when dealing with debt collectors?
What can I do if a debt collector refuses to provide me with proof that I owe a debt?
Will a debt collector ever inform me of my rights?
What information can a debt collector give to credit bureaus?
Can a debt collector ever contact my friends, family, or employer?
When is a debt collector allowed to contact me in person?
Can I stop a debt collector from calling me on my cell phone?

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