Can a debt collector garnish my wages without a court order?

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What happens if I can’t pay a debt collector?
Can a debt collector add interest or additional charges to my debt?
Can a debt collector turn a debt over to an attorney for collection?
Can a debt collector ever report negative information to credit bureaus?
Is there a limit on how often a debt collector can contact me?
What should I do if a debt collector has sued me?
How long can a debt collector attempt to collect a debt?
Can a debt collector contact me after I’ve written them a letter asking them to stop?
Can a debt collector garnish my wages without a court order?
Can a debt collector contact me if I’m on unemployment?

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