Can a debt collector contact me if I’m on military deployment?

Yes, a debt collector is allowed to contact you if you are on military deployment in Mississippi. Under the Servicemembers Civil Relief Act (SCRA), creditors and debt collectors must get a court order before they are allowed to take any legal action against someone who is on military deployment. That means that a debt collector can still contact you during your deployment but they must stop any legal action against you or attempting to collect a debt from you. The SCRA also requires a creditor or debt collector to reduce the interest rate on an existing debt if it was incurred before military service began, to 6% or lower. It is important to remember that even a debt collector can legally contact you during your deployment, they are still prohibited from harassing you. If a debt collector is harassing you in any way, such as making repeated or threatening calls, then you should contact a lawyer immediately. You have the right to be treated fairly and for a debt collector to abide by all applicable laws. If you feel that you are being harassed, then it is important that you take the necessary steps to protect your rights.

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