Can a debt collector call my references?
No, a debt collector cannot call your references in Washington. Under Washington debt collection law, a debt collector may not contact a third party to ask for information about you or to collect a debt from you without first providing a written notice identifying the debt collector and providing the third party with your full name. If the third party has knowledge of your whereabouts, the debt collector may contact them to try and locate you, but may not discuss the debt. A debt collector may not contact a third party to discuss your debt or the collection of your debt without first providing the third party with a written notice. The notice must include your full name, the name of the debt collector, the amount of debt owed, and a statement that the debt collector is attempting to collect a debt and any information obtained will be used for that purpose.
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