Can a debt collector contact me about a debt that my partner owes?

Yes, a debt collector can contact you about a debt that your partner owes. This is because debt collection laws in California allow debt collectors to contact anyone who is related to or associated with the person who owes the debt. This means that creditors and debt collectors may contact people who they think may be able to help them collect a debt from an individual, even if that individual is not directly responsible for the debt. In California, a debt collector must disclose the name of the person who owes the debt when speaking to any third party about the debt. This includes marriages or other intimate relationships between the debtor and the third party. That means debt collectors can discuss the debt with you, even if it’s a debt that your partner owes. However, debt collectors cannot disclose sensitive information about the debt to you or to anyone else. This includes the amount of the debt, the interest rates charged, and any other sensitive details. It is illegal for debt collectors to disclose this information to anyone but the person who is directly responsible for the debt. Under California debt collection laws, debt collectors are also prohibited from contacting you more than four times in a single week. They are also prohibited from contacting you during certain hours, such as before 8 a.m. or after 9 p.m. They must also not use any form of harassment or abuse when speaking with you, or any third party, about the debt.

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