How long does it take to complete the debt relief law process?

The amount of time it takes to complete the debt relief law process in New Jersey depends on the specific case. Generally, the process can take anywhere from a few months to over a year. The beginning stages of the process involve talking to a debt relief attorney to discuss your options, as well as beginning to collect documents that prove your debt. The attorney may need to look at your credit report before deciding on a course of action. Once you and your attorney have decided on a plan of action, you can submit the necessary documents to the court. The court will then need to verify the documents and make sure all the legal paperwork is in order before processing the case. This step can take anywhere from a few weeks to several months, depending on the complexity of the case. Next, a court hearing will be scheduled where a judge will hear your case and make decisions for the debt relief process. It is common to have additional hearings scheduled if more information is needed during that hearing. Depending on how many hearings are needed, the whole process of attending hearings can take roughly one month. Once the judge has made a decision, documents will need to be filed with the court. Depending on the county, this step can take anywhere from a few days to a couple of weeks. Finally, once the documents have been filed, all parties involved in the case will receive a judgment from the court. This final step can complete the debt relief law process. Overall, it can take anywhere from a few months to over a year to complete the debt relief law process in New Jersey.

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