What should I do if I cannot keep up with the payment plans offered by debt relief law?

If you cannot keep up with payment plans offered by debt relief law in California, you should take the following steps to protect yourself from legal action. First, contact the creditor or lender to explain the situation. Ask for an alternative payment plan that is more manageable for you. If the creditor or lender denies your request for alternative payment plan, ask for a deferment of payments or a forbearance. In some cases, debt relief law allows for debt to be discharged in California, meaning that you no longer need to pay back the outstanding debt. You should contact a legal professional who can review your situation and explain which debt relief laws apply to you. You can also contact a credit counseling agency or a local non-profit organization that specializes in providing assistance with debt relief. These agencies can provide you with information on debt relief options and help you to create alternative payment plans that are more affordable. In some cases, filing for bankruptcy may be the best option. Bankruptcy can allow you to eliminate some or all of your debts, protect you from creditor harassment, and help you get a fresh start on your finances. However, filing for bankruptcy should be a last resort, so it is important to explore other debt relief options before making this decision.

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What should I do if I cannot keep up with the payment plans offered by debt relief law?

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