Are there any debt relief law scams I should be aware of?

Yes, there are certain debt relief law scams in New York that you should be aware of. These scams can involve fraudulently charging chunks of money upfront for services that are not performed or are less than satisfactory. It is important to remember that legitimate debt relief services will not require payment until the debt relief is successful and the debt has been reduced. One common debt relief scam is when a company claims to be able to reduce your debt or even eliminate it without providing any proof that they will be able to do so. Legitimate companies should be able to provide proof that their services actually work, such as a success rate. Another scam is when a debt relief company refuses to put written contracts in place. Written contracts should include payment and service details, evidence of consumer protection, and a fee agreement. These contracts provide important protection for the consumer, so it is important to only work with a company that provides such contracts. Finally, debt relief companies may also promise a quick fix to your debt problems. Legitimate companies will provide a plan that will take time and effort to achieve, not a quick fix. If a company promises immediate results, it is likely to be a scam. It is important to do your research and look into any debt relief company that you consider working with to ensure that they are legitimate and not a scam. If you have any doubts, then it is best to avoid working with them.

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Are there any debt relief law scams I should be aware of?

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