Can I use debt relief law if I am current on my payments?

Yes, you can potentially use debt relief law if you are current on your payments in California. Debt relief law is designed to help individuals and businesses manage their existing debts or gain freedom from debt. Depending on your individual situation, using debt relief law may be beneficial for you. For example, if you are dealing with a large amount of debt that is overwhelming, debt relief law can help you negotiate an adjusted payment plan or debt consolidation. This may reduce the amount you owe and make it more manageable. Debt relief law can also be used if you are current on your payments, but having trouble keeping up. You may be able to negotiate a more affordable payment plan or interest rate. This may allow you to keep up with your payments without having to sacrifice other areas of your life. Finally, debt relief law can help protect you from creditors who are trying to collect on debt that is no longer valid. This is especially helpful if you have dispute with a creditor or disagree with the amount of debt that is owed. If you are dealing with debt and are considering using debt relief law in California, it is best to first speak to a lawyer. They can help determine if debt relief law is the best option for you and advise you on the steps you should take going forward.

Related FAQs

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What is debt relief law?
How long does it take to complete the debt relief law process?
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