Does debt relief law work for all types of debt?

No, debt relief law does not work for all types of debt. Generally, debt relief law is designed to help people who are struggling with their finances and cannot afford to pay back their debts on time. The law works to reduce or eliminate a person’s debts, depending on the specific circumstances. The most common types of debt that can be relieved with debt relief law are credit card debt, student loans, personal loans, medical debts, utility bills, and mortgages. Other types of debt such as court fines, child support, alimony, and certain tax debts may also be eligible for debt relief. In Kansas, the Office of the State Bank Commissioner’s “Debt Relief Guide” provides a list of debt relief services that may be able to help individuals struggling with debt. There are also government programs such as the Kansas Debt Relief Program, or KDRP, which helps qualified individuals with their debts. However, there are some types of debt that are not eligible for debt relief law. These include federal taxes, court-ordered payments, and secured debts that cannot be cancelled. It is important to research the types of debt relief services available in Kansas before deciding which type of relief may be right for you.

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