What is the best way to negotiate a debt settlement?

Related FAQs

What is a lump-sum debt settlement and how does it work?
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How does a creditor determine if a debt should be settled?
What are the guidelines for debt settlement under law?
Do I need to hire a lawyer to negotiate a debt settlement?
Can I negotiate a reduced settlement amount?
Is debt settlement a good way to reduce debt?
How do I know if a debt settlement company is reputable?
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What is a “hardship program” and how can it help with debt settlement?

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