What is the best way to negotiate a debt settlement?

Related FAQs

Are there any legal requirements to debt settlement?
Is debt settlement a better solution than bankruptcy?
Can I negotiate a debt settlement over the phone?
What is the average debt settlement amount?
What is a “hardship program” and how can it help with debt settlement?
How do I know if a debt settlement company is reputable?
Is there a minimum debt amount to qualify for debt settlement?
Are there any laws governing debt settlement?
What is the difference between debt settlement and debt consolidation?
What should I do if a creditor refuses to negotiate a debt settlement?

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