How do I know if debt settlement is right for me?

Related FAQs

Is it possible to settle a debt for less than the amount owed?
Does debt settlement hurt my chances of obtaining new credit?
Can I be sued while in the process of settling a debt?
Can a creditor challenge a debt settlement?
How do I know if a debt settlement company is legitimate?
What is a debt settlement plan and how does it work?
What if the creditor refuses to settle the debt?
Can creditors refuse to negotiate a debt settlement?
How will I know if a debt settlement offer is fair?
Is debt settlement a better solution than bankruptcy?

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