What is the difference between debt settlement and debt consolidation?

Related FAQs

Can I negotiate a debt settlement over the phone?
How do I stop debt collection calls during the settlement process?
Are there any programs offering debt settlement help?
Can I negotiate more than one debt settlement at once?
What if the creditor refuses to settle the debt?
Are there any drawbacks to settling a debt?
Can I negotiate multiple debts at once during the settlement process?
What fees will I pay if I use a debt settlement company?
How do I know if a debt settlement company is reputable?
Are there any tax implications of debt settlement?

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