What is the difference between debt settlement and debt consolidation?

Related FAQs

What will happen to my credit score after a successful debt settlement?
Can a creditor challenge a debt settlement?
What is an unsecured debt and how does it impact debt settlement?
What happens if I can’t afford to settle the debt in full?
Is debt settlement a better solution than bankruptcy?
What is a “hardship program” and how can it help with debt settlement?
Can I negotiate a lower principal balance as part of a debt settlement?
How do I find out the balance of my debt?
Is debt settlement reported to credit bureaus?
What is the difference between debt negotiation and debt settlement?

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