What is the difference between debt settlement and debt consolidation?

Related FAQs

Should I be wary of any companies offering “instant” debt settlement?
What are the guidelines for debt settlement under law?
How does debt settlement impact my credit score?
What is a lump-sum debt settlement and how does it work?
What is the process for appealing a denied debt settlement?
Is debt settlement a better solution than bankruptcy?
Can I be sued while in the process of settling a debt?
What documents do I need to provide during a debt settlement process?
What happens if I miss a payment on a debt settlement?
Can I negotiate more than one debt settlement at once?

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