What is the difference between debt settlement and debt consolidation?

Related FAQs

How do I protect my credit score during a debt settlement?
Can a creditor challenge a debt settlement?
Are there any potential risks if I choose not to settle my debts?
How do I stop debt collection calls during the settlement process?
What is the best way to document a debt settlement?
How can I ensure I don’t fall behind on payments during the settlement process?
What penalties or interest can creditors charge when settling debt?
What documents do I need to provide during a debt settlement process?
Is debt settlement a better solution than bankruptcy?
When is it best to pursue debt settlement?

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