Are there any legal requirements to debt settlement?

Related FAQs

What are the potential consequences of a failed debt settlement?
Are there any drawbacks to settling a debt?
What happens if I miss a payment on a debt settlement?
Are there any potential risks if I choose not to settle my debts?
Do I have to pay taxes on debt settled through negotiations?
Are there any tax consequences to debt settlement?
Is debt settlement a good way to reduce debt?
What should I look for in a good debt settlement company?
Can creditors refuse to negotiate a debt settlement?
How do I report a debt settlement to the IRS?

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