Are there any legal requirements to debt settlement?

Related FAQs

Can I negotiate a debt settlement without the help of an attorney?
What fees are associated with debt settlement?
How much money can I save by settling a debt?
Should I use a debt settlement company or negotiate directly with my creditors?
Can I be sued while in the process of settling a debt?
How do I know if debt settlement is right for me?
How does a creditor determine if a debt should be settled?
What are my rights and options when it comes to settling debt?
How do I make sure I receive a fair settlement from my creditors?
Do I have to pay taxes on debt settled through negotiations?

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