Are there any legal requirements to debt settlement?

Related FAQs

What happens if I can’t afford to settle the debt in full?
Is there any way to expedite the debt settlement process?
Is it possible to settle a debt for less than the amount owed?
What are the guidelines for debt settlement under law?
When is it best to pursue debt settlement?
What is debt settlement law?
What is a lump-sum debt settlement and how does it work?
How do I know if a debt settlement company is legitimate?
What penalties or interest can creditors charge when settling debt?
How do I make sure I receive a fair settlement from my creditors?

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