Are there any programs offering debt settlement help?

Yes, there are a few programs offering debt settlement help in Arkansas. The Arkansas Debt Settlement Program (ARDS) offers free financial counseling and debt settlement services. This program is available to individuals who are behind on their unsecured debts and need help creating a plan to pay them off. ARDS will work with creditors to negotiate better terms such as lower interest rates or lower monthly payments. The program can also help you create a budget and manage your financial situation. Another program is the Arkansas Attorneys for Debtors Assistance (AADA). This program offers consumers debt settlement services, including helping you negotiate better terms with your creditors. They can also help you understand the legal process and protect your rights during debt negotiations. Finally, the Arkansas Bar Association offers a free lawyer referral service that can help you find a qualified lawyer who specializes in debt settlement law. The lawyer can provide legal advice and help you negotiate with your creditors. Overall, there are several options available for Arkansas residents looking for debt settlement help. All of these programs can provide valuable assistance in resolving your debt and can help you create a plan for a debt-free future.

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Are there any programs offering debt settlement help?

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