Are there any programs offering debt settlement help?

Yes, there are programs offering debt settlement help in North Dakota. Debt settlement is a process in which creditors agree to accept a one-time payment from a debtor in exchange for a reduced balance. This process can be beneficial for individuals struggling with debt, as it could reduce or eliminate the amount of debt they owe. The North Dakota Department of Financial Institutions (DFI) provides several resources for individuals seeking assistance with debt settlement. The department has a Consumer Credit Counseling Program, which offers free services to help individuals learn how to manage and reduce their debt. Additionally, the DFI has a Homeowner Protection Program which provides assistance for those facing foreclosure. This program offers various options such as loan modification, home retention counseling, and housing counseling. The Consumer Credit Counseling Service of North Dakota, Inc. is also available to help North Dakotans resolve their debt issues. This organization provides free counseling services aimed at helping individuals understand the repayment plan options, manage their budgets, and create a plan for reducing their debt. The organization also offers debt management and debt settlement plans to help individuals reduce their debt. The North Dakota Department of Justice provides information to individuals seeking debt settlement. This includes information about the process, the costs associated with debt settlement, and the contact information of reputable debt settlement companies. In conclusion, there are multiple resources available in North Dakota to help individuals find debt settlement assistance. The North Dakota Department of Financial Institutions and Consumer Credit Counseling Service of North Dakota, Inc. offer free services, while the North Dakota Department of Justice provides information about reputable debt settlement companies.

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