What is the difference between debt negotiation and debt settlement?

Related FAQs

What is the process for appealing a denied debt settlement?
What will happen to my credit score after a successful debt settlement?
What should I do if a creditor refuses to negotiate a debt settlement?
How do I know if debt settlement is right for me?
Can I negotiate a debt settlement without the help of an attorney?
Can I negotiate a debt settlement on my own?
How can I ensure I don’t fall behind on payments during the settlement process?
Can a debt settlement company guarantee a successful settlement?
What is the best way to negotiate a debt settlement?
Are there any programs offering debt settlement help?

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