What is the difference between debt negotiation and debt settlement?

Related FAQs

How much money can I save by settling a debt?
Are there any alternatives to debt settlement?
How can I make a debt settlement offer more attractive to creditors?
Who should I contact to settle my debt?
What should I do if I can’t agree on a settlement amount?
Can I negotiate debt settlement with multiple creditors at once?
What are the guidelines for debt settlement under law?
What is the best way to negotiate a debt settlement?
What fees are associated with debt settlement?
Are there any ways to avoid paying for a debt settlement service?

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