What is the difference between debt negotiation and debt settlement?

Related FAQs

Do I have to pay taxes on debt settled through negotiations?
Can I negotiate multiple debts at once during the settlement process?
What is the best way to document a debt settlement?
Should I use a debt settlement company or negotiate directly with my creditors?
How do I know if a debt settlement company is legitimate?
Are there any discounts available for debt settlement?
Can I negotiate debt settlement with multiple creditors at once?
How can I learn more about debt settlement laws in my state?
Are there any legal risks associated with debt settlement?
Are there any alternatives to debt settlement?

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