What is the difference between debt negotiation and debt settlement?

Related FAQs

Do I need to hire a lawyer to negotiate a debt settlement?
Is there any way to expedite the debt settlement process?
What documents do I need to provide during a debt settlement process?
Can I negotiate a debt settlement without a debt settlement company?
What should I do if I can’t agree on a settlement amount?
What if I can’t pay the full amount of a debt settlement?
What is the average time frame for debt settlement negotiations?
How do I find out the balance of my debt?
What is a deemed satisfaction and how does that apply to debt settlement?
What should I do if a creditor refuses to negotiate a debt settlement?

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